Xactimate
Xactimate is the industry-standard property damage repair cost estimating platform developed by Xactware, a subsidiary of Verisk Analytics. Originally founded in 1986 and acquired by ISO (now Verisk) in 2006, it is used by approximately 80% of insurance repair contractors and 19 of the top 25 U.S. property insurers. The platform provides a continuously updated regional pricing database covering materials, labor, and equipment for hundreds of geographies, enabling restoration contractors, roofers, painters, and general contractors to produce insurance-defensible estimates. Xactimate operates across desktop, web, and mobile and includes tools like Sketch AR (LiDAR-powered floor plan capture), XactScope (guided estimating), XactRebuild (mitigation-to-rebuild workflow automation), Time and Materials job cost tracking, and XactAnalysis for claims performance dashboards and workflow management.
Use Cases
- Insurance repair cost estimating for property damage claims
- Roofing damage assessment and insurance scope writing
- Water damage and restoration mitigation-to-rebuild job costing
- Field measurement capture and sketch creation on mobile
- Time and materials tracking for complex or difficult-to-estimate jobs
- Carrier-adjuster-contractor claims workflow management via XactAnalysis
Capability Matrix
| Feature | Status | Depth |
|---|---|---|
| Estimating | Yes | Advanced |
| Proposals & Quotes | Yes | Advanced |
| Invoicing | Yes | Standard |
| Job Costing | Yes | Advanced |
| Reporting Dashboard | Yes | Advanced |
| Photo Documentation | Yes | Standard |
| Time Tracking | Yes | Standard |
| API Access | Yes | Advanced |
| Pricebook | Yes | Advanced |
| Payment Processing | Partial | Basic |
| Scheduling | No | Basic |
| Dispatch | No | Basic |
| Route Optimization | No | Basic |
| GPS Tracking | No | Basic |
| CRM / Customer Management | No | Basic |
| E-Signature | No | Basic |
| Financing Options | No | Basic |
| Inventory Management | Partial | Basic |
| Asset Management | No | Basic |
| Payroll | No | Basic |
Alternatives to Consider
ServiceTitan
All-in-one field service management platform built for residential and commercial trades.
Jobber
Field service management software designed for small to mid-size home service businesses.
Procore
Cloud-based construction management platform connecting project stakeholders across the build lifecycle.